38 U.S.C. § 7682

(1)

is an employee in the Veterans Health Administration serving in a position (as determined by the Secretary) providing direct-patient care services or services incident to direct-patient care services for which recruitment or retention of qualified health-care personnel (as so determined) is difficult; and

(2)

owes any amount of principal or interest under a loan, the proceeds of which were used by or on behalf of that individual to pay costs relating to a course of education or training which led to a degree that qualified the individual for the position referred to in paragraph (1).

(1)

tuition expenses;

(2)

all other reasonable educational expenses, including expenses for fees, books, and laboratory expenses; and

(3)

reasonable living expenses.